Points for Normal People by Katie's Travel Tricks
Points for Normal People by Katie's Travel Tricks
Katie's Travel Tricks
Travel isn’t just for the rich. I teach people how to supercharge their credit card points so they can pay for entire family vacations every year.  I've  been redeeming miles and points to pay for travel for over a decade. Points have taken our family around the world. But one thing sets me apart -- our family flies economy because business class isn't worth the extra effort for us. But this podcast isn't about me and where I've been -- it's about you and your goals. I focus on "normal"  and streamlined credit card points strategies. This is about how to earn points the easiest way you can and redeem them easily, too. Season 1 covers common mistakes and myths and then will do a deep dive into Chase Ultimate Rewards points. 
How to Book Domestic Delta® Flights with Points (With SkyMiles + Airline Partners)
Click MORE to see Ad disclosures Today we’re doing a full deep dive on booking domestic Delta® flights using points. I’m covering how to earn SkyMiles®, how to find the best deals when you use them directly on Delta®, and when it actually makes more sense to book the exact same Delta® flight through a partner program like Flying Blue® or Virgin Atlantic® for fewer points. We’re also looking at fare class differences, cancellation policies, and how dynamic pricing works so you can make smarter...
Mar 25
25 min
S3: E14 Every Credit Card I Keep (And Why) — $3,000 in Annual Fees Explained
Click MORE to see Ad disclosures I pay almost $3,000 a year in credit card annual fees — and yes, that's more than our monthly mortgage. In this episode, I'm walking you through every single keeper card my husband and I hold year after year, showing you exactly how I value each benefit and how I personally decide whether a card earns its place in our wallet. I also want to be really clear: what works for our family isn't necessarily right for yours, and I don't think it should be. That'...
Mar 11
24 min
S3 E13: How to Book Southwest Flights with a Companion Pass (The Easy Way!)
Click MORE to see Ad disclosures Booking a flight with the Southwest Companion Pass used to be easier,, but with their recent switch to assigned seating, the process has become a lot more convoluted! If you're feeling confused about how to make sure you and your plus-one actually get to sit together without paying extra fees, you aren't alone. In this video, I'm walking you step-by-step through exactly how to book with your Companion Pass under the new rules so you can navigate the changes li...
Feb 25
22 min
S3 E12: Citi ThankYou® Points Overview: Cards and Sweet Spots
Click MORE to see Ad disclosures For a long time, the Citi ThankYou ecosystem has lived in the shadow of other rewards programs, but some massive changes in the last year have brought it back onto my radar. Between the addition of American Airlines as a transfer partner and a brand-new premium card—the Citi Strata Elite—there is new value to unlock. I’m especially excited to dive into the Preferred Hotels partnership, which is a hidden gem for anyone who loves booking unique, independent prop...
Feb 11
27 min
Bilt's New Credit Cards: Earning Points on Rent & Mortgage Explained
Click MORE to see Ad disclosures If you've heard the buzz about Bilt's new system for earning points on your rent or mortgage, you're not alone! A lot of people got really excited about the idea of earning rewards on their biggest monthly expense. But after Bilt rolled out their new options, many people have been confused, overwhelmed by the structure, and underwhelmed by the value. In this episode, I’m breaking down the convoluted new Bilt structure step-by-step to help you decide if it make...
Jan 24
24 min
How to Earn Bilt Rewards Without a Credit Card (Step-by-Step)
Click MORE to see Ad disclosures Today I’m walking you through a great opportunity to earn Bilt Rewards points without ever opening a credit card. For the next few months, there is a unique sweet spot where you can maximize the partnership between Bilt and Rakuten to earn points on autopilot. I’m going to share exactly how you can set up your account to turn everyday spending—and even bank account sign-ups—into valuable points you can transfer to partners like Hyatt. We are going to dive deep...
Jan 21
28 min
Chase Ultimate Rewards 2026 Update: New Rules and How to Pivot
It looks like it is going to get harder to keep earning Chase Ultimate Rewards in 2026, especially if you have relied on them to keep your points life simple. Chase has started limiting referrals and adding vague language to their card applications, making approval rules much less clear than the old timelines we used to count on. But don't panic—these changes just mean it is time to pivot. In this episode, I’m walking through exactly what is changing with Sapphire and Ink cards and offering s...
Dec 24, 2025
19 min
Why You Should Open the New Southwest Debit Card NOW (December Strategy)
Click MORE to see Ad disclosures Usually, I focus on talking about credit cards because debit cards just don't offer enough value for travelers. But the new Southwest debit card actually surprised me—it is way more valuable than I initially thought, especially if you plan to fly Southwest even once in 2026. In this episode, I’m breaking down exactly why I think this card is worth opening, specifically right now in December. If you’re looking for a quick win to save money on flights or p...
Dec 10, 2025
15 min
Is the Capital One Venture X Still Worth It?
Click MORE to see Ad disclosures I used to call the Capital One Venture X a "no brainer," but with the major changes coming in 2026, I now consider it more of a "full brainer." In this episode, I’m breaking down exactly what is changing and helping you calculate if the card is still worth the $395 annual fee. I cover the solid benefits that remain that still help to offset the cost. I’ll also walk you through the massive new limited-time welcome offer of 100,000 miles and share critical appli...
Nov 26, 2025
33 min
The Best Credit Card for Airport Lounge Access (2025-2026 Changes)
Click MORE to see Ad disclosures Finding the "best" credit card for airport lounge access is a trick question. The real answer depends on your home airport, who you travel with, and your budget. With changes to guest policies and new cards being released, the lounge landscape is totally different in 2025. In this episode, I’ll walk you through all the options, from airline-specific cards to the big bank lounges like Centurion, Capital One, and the newer Sapphire Lounges. I’ll cover the "secre...
Nov 12, 2025
28 min
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