It looks like it is going to get harder to keep earning Chase Ultimate Rewards in 2026, especially if you have relied on them to keep your points life simple. Chase has started limiting referrals and adding vague language to their card applications, making approval rules much less clear than the old timelines we used to count on. But don't panic—these changes just mean it is time to pivot. In this episode, I’m walking through exactly what is changing with Sapphire and Ink cards and offering s...

How to Earn Bilt Rewards Without a Credit Card (Step-by-Step)

Travel isn’t just for the rich. I teach people how to supercharge their credit card points so they can pay for entire family vacations every year.&nbsp; I've&nbsp; been redeeming miles and points to pay for travel for over a decade. Points have taken our family around the world. But one thing sets me apart -- our family flies economy because business class isn't worth the extra effort for us.&nbsp;But this podcast isn't about me and where I've been -- it's about you and your goals.&nbsp;I focus on "normal"&nbsp; and streamlined credit card points strategies. This is about how to earn points the easiest way you can and redeem them easily, too.&nbsp;Season 1 covers common mistakes and myths and then will do a deep dive into Chase Ultimate Rewards points.&nbsp;