📈 Are you on track with the Baby Steps? Get a free personalized plan.I managed to upset the internet—again! In this episode, find out which hot take got everyone so fired up, whether I was actually in the wrong (spoiler alert: probably not), and why listening to my advice could save you thousands. Next Steps:• 🎥 Watch my video Why Is No One Talking About America's Wealth Killer?• 🎥 Watch my video The Best Used Cars Under $5,000.• 📙 Listen to my audiobook, Breaking Free From Broke.• 💵 Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:• 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road.Explore More From Ramsey Network:🎙️ The Ramsey Show  🍸 Smart Money Happy Hour💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💡 The Rachel Cruze Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices