The personal finance report card is in—and it’s not looking good for almost half of Americans. In this episode, find out how your knowledge compares to the rest of the country, plus learn which five money skills everyone needs.Next Steps:🎥 Watch my video Investing for Beginners.📈 Are you on track with the Baby Steps? Get a free personalized plan.📗 Get my new audiobook, Breaking Free From Broke.💵 Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:• 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road.Explore More From Ramsey Network:🎙️ The Ramsey Show  🍸 Smart Money Happy Hour💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💡 The Rachel Cruze Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices