💵 Start your free budget today. Download the EveryDollar app! Billionaire investor Warren Buffett said that he could end the deficit in five minutes, and he explained exactly how he'd do it back in a 2011 interview. What's his big plan? And what's the deficit again? We’ll break it all down in today’s video. Next Steps: • 🎥 Watch my video Budgeting For Beginners • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video Why Dave Ramsey's 7 Baby Steps Still Work (Addressing the Criticisms).   For decades, Dave Ramsey has been telling people no when they’re about to make a dumb financial decision. Today, we’re breaking down 14 times Dave Ramsey wants you to say no—and why you should listen. Next Steps: • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  Can money buy happiness? Well, according to a CNBC article, strategic spending pumps up your happiness levels. In today’s video, we’ll go over the eight spending categories that one happiness researcher says will benefit your well-being.  Next Steps:  🎥 Watch my video Budgeting for Beginners | The Only Budgeting Method You Need to Worry About!  📈 Are you on track with the Baby Steps? Get a free personalized plan.   📙 Order my book, Breaking Free From Broke, in hardcover.  📰 CNBC article: Don't 'feel guilty' for spending on these 8 things, says expert: 'Money can absolutely buy happiness'  Connect With Our Sponsors:  Get 20% off when you join DeleteMe.  Learn more about opening a high-yield savings account with Laurel Road.  Get up to 40% off Cozy Earth with code GEORGE.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Is the cost of living making it a requirement for American families to have two incomes? Or is it still possible to make ends meet with one parent staying home? Today, I’m reacting to a popular TikTok that hits this question head on, along with the usual suspects of internet brain rot.    Next Steps: • 🎥 Watch my video You’re Cooked if You Have a Job? (Money Expert Reacts to TikTok Advice) • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📋 Take my free side hustle quiz!   An all-new study claims to have the answer for how much it costs to live a decent life in America. So today, we’re going to answer three questions: What number did the study come up with, how did they arrive at that number, and are they right? Next Steps: • 🎥 Watch my video 32 Ways to Save Money Right Now. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! According to Zillow, a starter home now costs $1 million across hundreds of U.S. cities.In today's video, we’ll dive deeper into the numbers to see what's really happening in the housing market, and I'll tell youwhat it actually takes to afford a starter home in 2025. Next Steps: • 🎥 Watch my video Don’t Buy a Home Until You Watch This. • 🏠 Get our free Home Buyers Guide to help you buy the smart way. • 👩🏽‍💼 Find the best real estate agents. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video 17 Things Frugal People REFUSE to Buy.   Today, I’m reacting to a list of 31 money-saving habits from the fine folks at BuzzFeed. You’regoing to find out which ones are weird and which ones are worth your time. Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📕 Get your copy of The Total Money Makeover today!   In this video, you’ll find out why Dave Ramsey’s 7 Baby Steps are still the move in 2025 and learn how anyone can build wealth using this plan.   Next Steps: • 🎥 Watch my video 32 Ways to Save Money Right Now. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📊 See what your investments could be worth with our free calculator. Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💸 Learn to invest in what matters most. Check out our free investing and retirement resources.   How much do you actually need to retire? In this episode, find out what the experts say is themagic number and how to plan today for the retirement of your dreams.   Next Steps:  • 🎥 Watch my video Investing for Beginners. • 💰 Plan for your retirement dreams with the Retirement Calculator. • 📖 Read more about the State of Personal Finance in America. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE.  • Get 20% off when you join DeleteMe.  • Learn more about opening a high-yield savings account with Laurel Road.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start budgeting for free with EveryDollar.   One of the biggest players in the buy now, pay later space, has already lost over $100 million in revenue this year. Today, we’re diving into what’s really going on, and you’ll learn why the buy now, pay later model is way more dangerous than you think.   Next Steps: • 🎥 Watch my video The Horrible Mistake DoorDash Just Made (and Why It Matters). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices