📈 Are you on track with the Baby Steps? Get a free personalized plan.Some money advice on the internet is so bad, it should come with a warning! ⚠️ In this episode, I react to the wildest TikToks about money traps broke people fall for—and how toavoid them at all costs.Next Steps:• 🎥 Watch my video Why “Finance Experts” Want You to Stop Saving Money.• 💵 Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:• 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road.Explore More From Ramsey Network:🎙️ The Ramsey Show  🍸 Smart Money Happy Hour💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💡 The Rachel Cruze Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices