The Financial Independence Show
The Financial Independence Show
Cody Berman and Justin Taylor
Cody Berman and Justin Taylor believe in the concept of “Financial Independence For All”. The Financial Independence Show focuses on REAL stories of individuals on their journey to financial independence. Each episode aims to include actionable insights and takeaways for listeners to implement into their own financial situation. The podcast covers topics like building wealth, entrepreneurship, investing, money mindset, small business, frugality, geoarbitrage, side hustles, real estate, productivity, travel, and so much more. Sit back, tune in, and join a community of like-minded people who are changing their lives through financial independence.
How He Spent Only $9,400 On a 6-Month Trip (Justin’s 2025 Recap)
Justin is back! Your very own Financial Independence Show co-host is here to give you all the financial details from his six-month journey around the world. Spoiler alert, he actually turned a profit and increased his net worth by $100k+ while abroad. The numbers might be shocking, but as always, Justin kept detailed records of expenses and walks you through exactly how he pulled off this incredible trip. Specifically, we cover: * Most overrated and underrated places * Where he wishes we spent more time * First place on his "going back" list * Where he'd be most likely to live long term * Best bang for your buck experience * Where he wishes he had spent more money * Accomplished and unaccomplished goals * Airbnb income, other income, and creative ways to save Hang around until the end to hear Justin's top 3 tips for someone looking to do something similar! This is an episode you'll want to come back to if you're looking for a blueprint for traveling the world on a budget. If you found value in the episode, please share it with a friend! Links from The Episode * Justin's Travel Blog * Spreadsheet with all the expenses * Some photos highlighting the European travels * $46 to Travel the World (Pre-Trip Episode) * $2,052 for 5 Weeks in Southeast Asia (1-Month Recap) * $1,500 per Month to Travel in Southeast Asia (3-Month Recap) YouTube Interview https://youtu.be/ThTLDOj1A7A Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
Aug 11
42 min
Buying Houses with No Money Down from Thousands of Miles Away | Tony J Robinson
Tony J Robinson, co-host of the BiggerPockets Real Estate Rookie podcast and one half of The Real Estate Robinsons, joins us to talk real estate strategy. Tony has experience with many creative financing options and buying properties all around the country. Specifically, we cover: * 100% mortgage loans through small credit unions * The BRRR strategy * Finding equity partners to finance deals * Seller financing * Lines of credit against stocks * How to identify a "good" investment property * Systems for managing your properties * Building a team anywhere in the country And so much more. This is definitely an episode you'll want to come back to if you're looking to set up a system for managing your properties. If you found value in the episode, please share it with a friend! Links from The Episode * Tony's Instagram * Tony's YouTube Channel * The Real Estate Robinsons * BiggerPockets Real Estate Rookie Podcast Finding Properties: * AirDNA * PriceLabs Managing Properties: * PriceLabs * Guesty * Hostfully * Breezeway * Monday * Turno YouTube Interview https://youtu.be/4lojE8R18Ks Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
Jul 2
46 min
How to Travel the World on $75 a Day | Nomadic Matt
If you've ever searched for something travel-related, you've probably stumbled onto Nomadic Matt's website at one point or another. He started travel blogging back in 2008 and quickly became one of the biggest names in the space. As you can imagine, after traveling and gathering information for 15+ years, he has a lot to share about travel! In this episode, we cover: * How to find cheap flights * How to find cheap accommodation * How to find a cheap phone plan * Why slow travel can save you money * Overrated and underrated travel destinations * The biggest mistakes most travelers make * Taking a sabbatical and/or quitting your job and a whole lot more. If you found value in the episode, please share it with a friend! Links from The Episode * NomadicMatt.com * How to Travel the World on $75 a Day * Matt's Instagram Cheap flights: * Going * Thrifty Traveler * Airfarewatchdog * The Flight Deal * Google Flights Redeeming points: * Seats.aero * Point.me Cheap stays: * Couchsurfing * Trusted House Sitters * Airbnb (rooms) * Home Exchange * Booking.com * Rakuten (for money back on booked stays) Cheap phone plans: * Airalo * Saily * Holafly No-fee Banking: * Charles Schwab Investor Checking YouTube Interview https://youtu.be/a9TrvTIlogw Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
May 29
39 min
The Simple Path to Wealth (Does it Still Work?) | JL Collins
Who said building wealth had to be complicated? In this episode, we're joined by JL Collins, author of The Simple Path to Wealth (recently revised). JL was one of the pioneers of the FI space as we know it today, and has been coined "The Godfather of FI". During this interview, we cover: * If the Simple Path to Wealth still works in today's economy * How to navigate a market downturn * How to build your investment portfolio * The power of compound interest * Why fees can destroy your returns * How to spend in alignment with your values * The real reason we accumulate money And so much more. If you enjoyed this episode, check out the links below for more content, and don’t forget to share this podcast with a friend! Links From the Episode * The Simple Path to Wealth * JLCollinsNH.com * The One Thing That Determines Your Success in the Market (blog post) * The Wasting Asset Retirement Model (WARM - blog post) YouTube Interview https://youtu.be/hr7_ZfbKMno Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
May 20
56 min
$1,500 per Month to Travel in Southeast Asia (Justin’s 3-Month Recap)
Today, we bring you our second episode covering Justin's six-month journey across Asia and Europe. Luckily, Justin loves documenting the numbers, so you'll get the most in-depth breakdown of expenses you could hope for. Listen in to see how he's living it up in paradise for $45/day. That number includes accommodation, restaurants, groceries, gyms, activities, government fees, random purchases...literally everything. Here's a high-level breakdown for Justin's half of the full Southeast Asia portion of his 6-month trip: * Transportation: $582 * Accommodation: $1,368 * Activities: $1,543 * Restaurants: $299 * Groceries: $242 * Gov Fees: $32 * Misc: $42 * Gym: $80 Some highlight activities include: * 4-day/3-night island hopping tour * Mount Batur sunrise jeep excursion * 10-hour private driver tour * So many beaches and waterfalls * Three separate hour-plus massages * Three additional days of boat tours in the Philippines * 5 separate 1hr+ massages * 2 cooking classes * Gili Island Snorkeling * 8-hour private Nusa Penida tour * Ha Long Bay yacht * Trang An river + Ninh Binh tour * Bai Dinh temple complex * 4-day Ha Giang motorcycle loop (Vietnam) * Koh Lanta Island hopping * 2-day Elephant Nature Park stay * 12-hour Chiang Rai temple tour * and more... Want all the data? Check out Justin's detailed spreadsheet We hope you enjoyed this in-depth check-in and look forward to periodically bringing you these over the next few months. If you found value in the episode, please share it with a friend! Links from The Episode * Traveling the World for $46/day * $2,052 for 5 Weeks in Southeast Asia (Justin's 1-Month Recap) * Justin's Detailed Trip Expenses * Justin's Substack (to follow along with his travels) YouTube Interview https://youtu.be/HPzIkEmhkTA Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
May 7
51 min
How to Get Rich Doing Boring Things | Nick Huber
Entrepreneurship doesn't have to be sexy. In today's episode, Nick Huber, author of The Sweaty Startup, talks about how to get rich doing boring things. Instead of building the next AI tool, how about a painting business? Or landscaping? Or HVAC? Or one of the hundreds of services that everyday people need? Topics covered include: * Finding your next business idea * Why Shark Tank is a lie * The easiest way to tell if an idea will work * Getting your first customers * When to "legitimize" your business * Marketing strategies that actually work * When to start scaling and branching out and more! This episode covers a lot, so get ready to take some notes. If you enjoyed this episode, check out the links below for more content, and don’t forget to share this podcast with a friend! Links From the Episode * The Sweaty Startup (Nick's Book) * Nick’s Twitter * Nick’s Instagram * Nick's last appearance on The FI Show (episode 228) Nick's businesses: * Personal Brand – https://sweatystartup.com/ * Self Storage – https://boltstorage.com/ * Overseas Staffing – https://supportshepherd.com/ * Cost Segregation – https://recostseg.com/ * Insurance – https://titanrisk.com/ * Business Brokerage – https://nickhuber.com/ * Recruiting – https://recruitjet.com/ * Landing Page / Web Development – https://webrun.com/ * Debt and Equity – <a href="https://bluekeycapital.com/" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://...
Apr 29
45 min
Inner Entrepreneur (Start, Build, Buy, Scale, and Sell Your Business) | Grant Sabatier
Grant Sabatier, the bestselling author of Financial Freedom, returns to the show for the third time to talk all about entrepreneurship. Inside the episode we cover: * How to come up with business ideas * What makes a successful entrepreneur * Why 9/10 small businesses fail * Grant's perfect business formula * Growing, scaling, and marketing a business * The biggest mistakes made by entrepreneurs * Following your passion vs. following the money and so much more. Grant's latest book, Inner Entrepreneur, is a fantastic resource for anyone looking to advance in business. If you found value in the episode, please share it with a friend! Links from The Episode * Inner Entrepreneur * GrantSabatier.com * Grant's Community * Grant's Instagram * Grant's First Appearance on The FI Show YouTube Interview https://youtu.be/dw5pxLC7CYQ Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! &gt;&gt; You can do that by clicking here &lt;&lt; Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
Mar 11
1 hr
$2,052 for 5 Weeks in Southeast Asia (Justin’s 1-Month Recap)
Today we bring you our first episode since Justin hit the road on his six-month journey across Asia and Europe. Luckily, Justin loves documenting the numbers so you'll get the most in-depth breakdown of expenses you could hope for. Listen in to see how he's living it up in paradise for $55/day. That number includes accommodation, restaurants, groceries, gyms, activities, government fees, random purchases...literally everything. Here's a high-level breakdown for Justin's half of the first 37 days expenses: * Transportation: $305 * Accommodation: $590 * Activities: $838 * Restaurants: $134 * Groceries: $82 * Gov Fees: $32 * Misc: $20 * Gym: $51 That's only $2k for 37 days! Some highlight activities include: * 4 day/3 night island hopping tour * Mount Batur sunrise jeep excursion * 10-hour private driver tour * So many beaches and waterfalls * Three separate hour-plus massages * Three additional days of boat tours in the Phillippines * and more Want all the data? Check out Justin's detailed spreadsheet We hope you enjoyed this in-depth check-in and look forward to periodically bringing you these over the next few months. If you found value in the episode, please share it with a friend! Links from The Episode * Traveling the World for $46/day * Justin's Detailed Trip Expenses * Justin's Substack (to follow along with his travels) YouTube Interview Video coming soon... Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! &gt;&gt; You can do that by clicking here &lt;&lt; Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
Feb 21
51 min
Helping 1,000,000 People Invest in Real Estate | Dustin Heiner
Dustin Heiner returns to the show after a long 5 years to share what he's been up to since his last appearance (a lot!). We discuss * His recent 355-unit apartment building and multiple hotel acquisitions * How he's built a podcasting network * His fast-growing real estate conference * His daily and weekly routine and how he balances work and life * What it really takes to build passive income And so much more. Dustin's goal is to help 1,000,000 people start investing in real estate, and he's already made huge progress. If you enjoyed this episode, please share it with a friend! Links from The Episode * REWBCon (Use code "Cody" for 10% off) * Dustin's Free Real Estate Investing Course * Dustin's Instagram * Dustin's YouTube * Master Passive Income * Dustin's First Appearance on The FI Show YouTube Interview https://youtu.be/5ok7JGOhVwE Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! &gt;&gt; You can do that by clicking here &lt;&lt; Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
Feb 10
41 min
2025 Goals and Updates (+ a Major Podcast Announcment)
Today we bring you our goals for 2025 along with some upcoming changes to the podcast. Every year, we like to map out some of our goals and what we aim to accomplish. We break these down into the following categories: * Money/Finance * Fitness * Family/Relationship * Other Some examples of Cody's goals include: * Doubling down on what works for business and finance * Completing an Ironman * Cutting out bad relationships and doubling down on good ones * Completing the build for his "forever" home Some of Justin's Goals include: * Running a sub-22-min 5k and completing a half-marathon * Simplifying the investment account sprawl * Coming away from his trip with a short list of slow travel locations * Writing more In the episode, you'll get the full breakdown of all the goals and why some of these are the focus for 2025. We hope you enjoyed this goal-setting episode and are inspired to make some big moves in 2025. If you found value in the episode, please share it with a friend! Links from The Episode * Traveling the World for $46/day * 2023 Recap and 2024 Goals Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet * Join our Facebook Group * Leave us a voicemail * Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! &gt;&gt; You can do that by clicking here &lt;&lt; Learn More About Your Hosts CodyDBerman.com (Cody’s Blog) Saving-Sherpa (Justin’s blog)
Jan 1
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