The Financial Independence Show
The Financial Independence Show
Cody Berman and Justin Taylor
Justin’s 2-Year Retirement Anniversary: Reflections, Updates, and Looking Forward
44 minutes Posted Dec 17, 2025 at 8:00 am.
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Show notes
Wow, how time flies! Justin has officially been retired for two full years.
Today, we’ll dig into how year 2 was different, get life and financial updates, and also look forward to year 3.
You’ll notice a big fitness theme, and Justin will discuss an upcoming fitness retreat he’s organizing in Spain.
We’ll briefly skim over Justin’s 6-month international trip, but if you want a deeper dive into how traveling the world technically saved him money, check out these episodes: Asia Recap & Full Trip Recap
Justin also gives us a transparent view of his financial updates. We hope this inspires listeners to see how truly powerful compounding interest is.
His High-Level Financial Stats:
Net Worth at retirement: $1.7M
Net Worth after 1 year retired: $2.1M
Net Worth after 2 years retired: $2.7M
We also ended this episode in a similar way that we ended his year 1 review of retirement, with a quick blast overview of how he spent his time, which includes:
December 2024
Spent the month in Mississippi visiting family
January 2025
Going-away party
Departed for the Philippines
Island-hopping boat tour
Feb
Indonesia
Ubud, Uluwatu, Gili Air, Nusa Lembogan, Nusa Penida
Mar
Vietnam
Birthday on Ha Giang loop
Apr
Thailand / Amsterdam / Switzerland
Koh Lanta
Chiang Mai
Temple Tours
Elephant Sanctuary
Tulip gardens
Insane train routes
Hang gliding off mountains
May
Italy
Lake Como
Cinque Terre
Parma
Florence
Elba
Naples
Ischia
Lipari
Sicily
June
Italy
Lipari round 2
Sardinia
Rome
First half-marathon
1hr 40min 19 sec
Rufus Du Sol show
Jul
Back to America
Stops in NYC and Dallas to visit friends
Maintained fitness on the trip
Body fat 10.4 -> 11.3
Lean Tissue 155.4 -> 156.3
Audien & Telykast concert
Started Wedding prep
Started doing track workouts
Run clubs & boat days
Started dialling in Biscuit & Cinnamon roll recipes for the wedding
Aug
House sitting for friends
Visited family in Mississippi
Concert dome experience
Sept
Spent over a week in Colorado visiting friends/bachelor trip getaway
Got some solid workouts in (at time my longest run of 16 miles and PR on deadlift of 405)
Finalized recipe for biscuits and cinnamon rolls for the wedding
Fincon
Knocked out a 14-mile progressive run with Cody
Friends wedding weekend in Austin
Rooftop yoga event
Really ramped up the dessert factory for the wedding
Finalized other wedding things
Charley Crockett concert
Oct
Got married
House sat
Went to a movie screening debut “Sober”
Lots of brand activation events around ACL/F1 timeline (Patron, Bush’s beans, Google)
Attended a marketing conference
Completed longest run ever of 34 miles
Nov
First time hired to make a custom birthday cake
Redid the backyard, adding pavers and gravel landscaping around firepit and pergola
Wild 1-4 am show with Elderbrook and Lane 8
Friendsgiving
Hyrox with Leslie (
Thanksgiving on the Texas Coast
Dec
5k PR: 20 min 53 sec
3 Big EDM Concerts
Mississippi for Christmas
Visit a good friend in Little Rock
Began planning first group retreat (Spain Fitness/Hyrox related)
We hope you enjoy a look behind the curtain and Justin’s willingness to be open and honest about the retired life.
If you found value in the episode, please share it with a friend!
Links from the Episode
Spain Fitness Retreat
Justin’s Retirement Announcement Episode
Justin’s 1 Year Since Retirement Episode
Asia Recap Episode
Full 6-month International Trip Episode
YouTube Interview
Video coming soon…
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CodyDBerman.com (Cody’s Blog)
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