🎥 Watch my video Why Dave Ramsey's 7 Baby Steps Still Work (Addressing the Criticisms). For decades, Dave Ramsey has been telling people no when they’re about to make a dumb financial decision. Today, we’re breaking down 14 times Dave Ramsey wants you to say no—and why you should listen.Next Steps:• 💵 Start your free budget today. Download the EveryDollar app!• 📈 Are you on track with the Baby Steps? Get a free personalized plan.• 📙 Order my book, Breaking Free From Broke, in hardcover. Connect With Our Sponsors:• Get 20% off when you join DeleteMe.• Learn more about opening a high-yield savings account with Laurel Road.• Get up to 40% off Cozy Earth with code GEORGE.Explore More From Ramsey Network:🎙️ The Ramsey Show🍸 Smart Money Happy Hour💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💡 The Rachel Cruze Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices