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đ°Â Work with a trained Ramsey coach.The number of people filing for bankruptcy is WAY upâand the worst part is, most of them donâteven know what theyâre signing up for. In this episode, find out the truth about bankruptcy, what it costs you, and when itâs actually the right move.Next Steps:â˘Â đĽÂ Watch my video Best Way to Pay Off Debt Fast (That Actually Works).â˘Â đ Get my audiobook, Breaking Free From Broke.â˘Â đ Are you on track with the Baby Steps? Get a free personalized plan.â˘Â đľÂ Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:â˘Â Get 20% off when you join DeleteMe.â˘Â Learn more about opening a high-yield savings account with Laurel Road.â˘Â Get up to 40% off Cozy Earth with code GEORGEExplore More From Ramsey Network:đď¸Â The Ramsey Show  đ¸Â Smart Money Happy Hourđ¸Â The Ramsey Show Highlightsđ§  The Dr. John Delony ShowđĄÂ The Rachel Cruze ShowđŞÂ Front Row Seat with Ken Colemanđ EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices