📗 Order my audiobook, Breaking Free From Broke. Are you cruising toward a dream retirement—or a full-blown retirement disaster? In this episode, find out how much Americans have in their 401(k) by age and learn how to build a nest egg that lets you retire with confidence.Next Steps: • 🖊️ Take this audience survey for a chance to win a $250 gift card.• 📈 Are you on track with the Baby Steps? Get a free personalized plan.• 🎥 Watch my video What Your Net Worth Should Be by Age.• 💸 Plug your numbers in to the Retirement Calculator.• 💰 Invest in your future with a SmartVestor Pro.Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.• 💵 Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:• 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road.Explore More From Ramsey Network:🎙️ The Ramsey Show  🍸 Smart Money Happy Hour💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💡 The Rachel Cruze Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices