📈 Are you on track with the Baby Steps? Get a free personalized plan.Your monthly bills just went up—again. But you don’t have to just accept it. In this episode, find out how to actually lower your bills, plus get my word-for-word script to make the process with customer service easier.Next Steps:▪ 🎥 Watch my video 15 Things Frugal People Don’t Spend Money On.▪ 💰 Lower your cable, internet or phone bill using the Bill Negotiation Script. ▪ 💵 Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:• 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road.Explore More From Ramsey Network:🎙️ The Ramsey Show  🍸 Smart Money Happy Hour💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💡 The Rachel Cruze Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices