📈 Are you on track with the Baby Steps? Get a free personalized plan.A Rolex watch is cool, but does it mean you’re rich or wealthy? In this episode, find out thedifference to make sure your money is on the right track.Next Steps:▪ 🎥 Watch my video How I Built a $1 Million Net Worth by 32.▪ 📙 Get my new audiobook, Breaking Free From Broke.▪ 💵 Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:• 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road.Explore More From Ramsey Network:🎙️ The Ramsey Show  🍸 Smart Money Happy Hour💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💡 The Rachel Cruze Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices