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đ Are you on track with the Baby Steps? Get a free personalized plan.If youâre getting more scam texts about fake packages than youâre getting actual deliveries, youâre not crazy. In this episode, find out the biggest scams to watch out for in 2025 so your money doesnât end up in the wrong hands.Next Steps:â˘Â đĽÂ Watch my video 12 Money Leaks Draining Your Bank Account.â˘Â đ Read more about How to Prevent Identity Theft.â˘Â đľÂ Start your free budget today. Download the EveryDollar app!Connect With Our Sponsors:â˘Â đ Get 20% off when you join DeleteMe.â˘Â đ¸Â Learn more about opening a high-yield savings account with Laurel Road.â˘Â đąÂ Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.Explore More From Ramsey Network:đď¸Â The Ramsey Show  đ¸Â Smart Money Happy Hourđ¸Â The Ramsey Show Highlightsđ§  The Dr. John Delony ShowđĄÂ The Rachel Cruze ShowđŞÂ Front Row Seat with Ken Colemanđ EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices