📈 Are you on track with the Baby Steps? Get a free personalized plan.  Big tax changes are coming for 2025—including some you might actually like! In this episode, find out exactly what’s changing and how you can avoid a big, fat IRS bill next year. Next Steps: • 🎥 Watch my video 5 Tax Myths Broke People Believe.• 💰️ File your taxes right with the Beginner’s Guide to Taxes.• 🛡️ Find a RamseyTrusted® tax pro.• 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices