📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zqRetiring with millions is easier than you might think . . . ready for the secret? In this episode, you’ll learn what you can do with your money now to enter your golden years in style.  Next Steps:  🎥 Watch my video How I Built a $1M Net Worth by 32. 💵 Start your free budget today. Download the EveryDollar app! 💰 Plan for your future with the Ramsey retirement calculator. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices