📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zqDid you know the value of a dollar changes based on your age? In this episode, find out the real reason why, plus how this handy trick helps you retire with literally millions.  Next Steps:  🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💼 The Ken Coleman Show 📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices