💵 The simplest way to budget. Download the EveryDollar app for free! Think a budget isn’t for you? In this episode, I’ll break down five common reasons people say a budget won’t work for them—and why these excuses don’t hold up. Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy PolicyLearn more about your ad choices. Visit megaphone.fm/adchoices