Mid February and as resolutions fade, make the choice to double down! Today, the Clark smart way to join a gym, and what to know about health trackers and your privacy. Also - Zelle is not the only payment app to be concerned about. Spotlight on Cash App and the safest way to transfer money. 

• How To Join A Gym: Segment 1
• Ask Clark: Segment 2
• Payment App Warning: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• How To Get a Gym Membership for Practically Free
• Why Does Clark Howard Wear 2 Watches?
• 13 of the Best Free Workout And Fitness Apps
• Consumer Reports - Your Exercise Bike Knows a Lot About You & Doesn't Keep Every Secret
• IRS Direct File Expands to Millions More Taxpayers
• 9 Free Federal and State Tax Filing Services for 2025
• Cash App Ordered To Pay Millions for Fraud, Security Issues
• Safer Ways To Send Money - Clark.com
• 6 Things To Know Before You Buy Gas at Costco Wholesale

Clark.com resources

• Episode transcripts
• Community.Clark.com / Ask Clark
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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