Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd.

The membership subscription business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game.

• Retail Memberships: Segment 1
• Ask Clark: Segment 2
• Cartels Target Timeshares: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Barrons: Delivery Is Retail’s New Game. How the Players Stack Up.
• Target Is Rebranding Its Credit Card Program: What You Should Know
• Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
• How To Manage Your Monthly Subscriptions To Save Money
• Parent PLUS loans can be a debt trap. Here's a loophole
• Income-Contingent Repayment (ICR)
• Income-Driven Repayment Plans
• What Are the Tax Consequences of Debt Settlement?
• NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares
• Clark.com - Timeshares
• How To Sell, Cancel or Get Rid of Your Timeshare
• 5 Steps To Getting a Good Deal on a Hotel Room
• How To Plan a Trip: Clark's Best Travel Tips To Save Money

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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