An important lesson for new investors: Clark explains the penny stock pump & dump rip off - a worsening problem in the digital age. Also, as the number of robo calls decline, “robo texts” are increasing and come in many forms, looking to get at your identity and into your wallet. Know how to spot scam texts and hit DELETE. 

• Penny Stock Rip Off: Segment 1
• Ask Clark: Segment 2
• Beware Of Scam Texts: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Penny Stocks Are More of a Problem Than Ever, Clark Warns
• Best 529 College Savings Plans By State
• Roth vs. Traditional 401(k): What's the Difference?
• How To Sell, Cancel or Get Rid of Your Timeshare (Clark.com)
• “When are you free for coffee?” Long lost friend or a scammer trying to get you to respond?
• How To Recognize and Report Spam Text Messages
• Best Free Password Managers: 10 Top Picks
• How to Avoid Online Scams and What to Do if You Become a Victim
• How To Prevent, Report and Repair Identity Theft
• The Worst Kind of Identity Theft (and How To Prevent It)
• Should You Respond to Class-Action Lawsuits? (Clark.com)

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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