Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they’re getting deals & how to tell a real bargain from a fake one. Also today - It’s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs.

• Retail Mind Games: Segment 1
• Ask Clark: Segment 2
• Home Buying Strategies: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Retailers are using a simple mind trick on you to make their discounts seem bigger than they are 
• Disney World and Disneyland raise prices for passes and tickets
• Google Play - Property Assistant by Flyreel
• The Real Reason Why Your Insurer May Not Renew Your Policy
• Axios:Charted: Homebuyers' call to ARMs
• Tiny Homes Are the Hot New Homeowners’ Accessory - WSJ
• How To Buy a House in 9 Steps / Is It Safe To Buy a Home Out of Foreclosure?
• Best 529 College Savings Plans By State
• Simple Interest vs. Compound Interest: The Main Differences
• How to Buy a Used Car in 7 Steps

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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