Clark shares findings from a new study about today’s working households and their outlook for retirement. Why are 28% of high income earners struggling in retirement? How you can resolve to build your reserve. Also today, Clark is all about FREE and doesn’t much mind the tradeoffs – and more people are receptive to saving money now. Enter TextNow.com - a FREE cell phone service that may work for you. 

• Retirement Outlook: Segment 1
• Ask Clark: Segment 2
• FREE Cell Phone Service : Segment 3
• Ask Clark: Segment 4

Mentioned on the show

• Almost Half of Today’s Working Households Are at Risk of a Lower Standard of Living in Retirement
• National Retirement Risk Index - Center for Retirement Research at Boston College
• Bluebird - Loaded with Benefits. Light on Fees.
• Credit Karma Review: Free Credit Score and More at Your Fingertips
• Credit Score Guide
• Target Date Funds: Clark's Favorite Retirement Investment
• Clark.com - TextNow: How To Get Free Texting and Calling
• 10 Ways To Save on Prescription Drugs
• Protect Your Identity Archives - Clark Howard

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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