For the last 20 years, the tech industry freemium business model has worked to get people using a service. That was the land grab phase. Now investors want a return. Also - How effective is the personal finance education offered in schools? Is it enough? Clark discusses basic ways to greatly improve financial literacy for a lifetime.

• Free Tech Tiers Ending: Segment 1
• Ask Clark: Segment 2
• Financial Education: Segment 3
• Ask Clark: Segment 4

Mentioned on the show

• Tech companies to free users: Time to pay up
• Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards
• Should I Buy Additional Insurance From a Rental Car Company?
• Credit Card Car Rental Insurance: What You Need To Know
• The case for financial literacy education
• How to Teach Young Kids About Money
• 6 Tips to Teach Teenagers About Money
• 4 Ways To Raise Financially Independent Kids

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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