One of the main ways you empower yourself with money is to owe less. Americans are taking on more and more credit card debt now for lifestyle, and over 40% of card holders are just servicing the debt. Learn Clark smart ways to start digging out. Also, AI is in the news constantly. Artificial Intelligence will open up so many new ways of doing things, but there are major concerns and dire predictions. Clark lends historical perspective on how tech changes the nature of work. 

• Reducing Debt: Segment 1
• Ask Clark: Segment 2
• AI Perspective: Segment 3
• Ask Clark: Segment 4

Mentioned on the show

• [The Washington Post] 7 ways to lower your credit card debt after the Fed rate hike
• New York Post : I was $70K in debt — now I'm 'cash stuffing' to become a millionaire
• Half of US Employees Earn Extra Cash on the Side, Survey Finds
• How To Get Out of Debt in 7 Steps / Debt Archives - Clark Howard
• Backdoor Roth IRA: Advantages and Tax Implications Explained
• Ask Clark: What Is a Backdoor Roth IRA?
• SquareUp.com / Best money transfer apps
• 300 million jobs could be affected by latest wave of AI, says Goldman Sachs
• Elon Musk and Others Call for Pause on A.I., Citing ‘Profound Risks to Society’
• The FTC should investigate OpenAI and block GPT over ‘deceptive’ behavior, AI policy group claims
• Clark Howard's #1 Rule To Avoid Email Scams
• How To Recognize and Report Spam Text Messages
• Why You Should Never Click on Random Text Messages

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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