Apple & Google don’t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark’s Rule about the ONLY TIME it makes sense to tap home equity. 

• Avoid In App Purchase Punch: Segment 1
• Ask Clark: Segment 2
• Protect Your Home Equity: Segment 3
• Ask Clark: Segment 4

Mentioned on the show

• The money-saving deals Apple and Google are hiding from you
• 5 Best Ways To Send Money Online
• Wise: the international account | Money without borders
• International Money Transfer from the United States - Revolut
• Best Credit Cards With No Foreign Transaction Fees in 2022
• 5 Things To Know About Series I Savings Bonds
• How To Open a Roth IRA
• 13 Steps To Keeping Your Email Safe and Secure
• Proton Mail — Get a private, secure, and encrypted email
• Discover Card: How To Remove Your Information From People Search Sites
• More homeowners tap equity juiced by soaring prices
• Home equity loans & lines of credit: 7 common questions answered
• Should I Get Pet Insurance?
• Credit Karma Review: Free Credit Score and More at Your Fingertips
• How To Monitor Your Credit
• How To Freeze Your Credit With Experian, Equifax and TransUnion

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices