This December the shelves are stocked and there are still deals to be had. Clark talks friendly prices in toyland and for clothing, laptops and appliances. Also this episode: Medical providers of all types are promoting instant credit. Clark explains why these credit plans are bad medicine - financially.

• Holiday Deals: Segment 1
• Ask Clark: Segment 2
• Medical Credit Plans: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Axios: The end of the end of HELOC
• Home - Elliott Report
• How To Reach a Human at Experian, TransUnion or Equifax
• The Best Way To Reach Customer Service at the Major Airlines
• How to Reach a Real Person at AT&T, Xfinity, Cox and More
• CNBC: Frontier Airlines gets rid of telephone customer service.
• How banks and hospitals are cashing in when patients can't pay for health care
• First, see if you can get your medical bill forgiven
• What Is an HSA Account and How Does It Work?
• Fidelity Investments Review 2022: Pros & Cons
• What Is Disability Insurance and How Does It Work?
• How To Buy Term Life Insurance in 7 Easy Steps
• Introducing Vanguard Cash Deposit
• 10 Year-End Strategies To Cut Your Tax Bill

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices