The car market is gradually healing but we’re not there yet. Clark gives a timeline on availability, affordability, and a potential alternative to buying now if you need wheels right away. And - Back To Basics - Open Enrollment decisions are upon us.  Clark clears confusion surrounding Health Savings Accounts or HSAs which can offer long term financial security -  and the difference between an HSA and an FSA. 

• Vehicle Purchase Alternative: Segment 1
• Ask Clark: Segment 2
• HSA vs. FSA: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• SIXT+  Your Car Subscription
• Barrons.com: Car Inventories Are Growing. Don’t Expect Any Discount—Yet.
• Should You Buy an Extended Warranty on Your Car?
• HSA Contribution Limits and Other Requirements for 2022 and 2023
• Clark.com: What Is an HSA Account and How Does It Work?
• What Is a Flexible Spending Account?
• Wills & Funerals Archives - Clark Howard
• Pirate Ship Review: Pros & Cons of This Cheap Shipping Service

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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