First an update on the recommendation to buy short term treasuries, including an easy button idea for doing so. And, Clark welcomes special guest, Professor James Choi from Yale University - the behavioral economist behind some striking research around when you should start saving money. He and Clark share ideas on conventional financial advice vs what people actually do - and the gray areas in between. 

• U.S. Treasuries- Update: Segment 1
• Ask Clark: Segment 2
• Professor Choi- Behavioral Economist: Segments 3 & 4

Mentioned on the show:

• Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
• If you’re with a discount broker, you can buy their own US Treasury Money Market Fund
• Google Voice for Business
• How To Dispute an Error on Your Credit Report and Win
• Free Flood Check® & How To Avoid Flooded Cars
• Watch Out for Flood-Damaged Cars from Hurricane Ian
• What Is an HSA Account and How Does It Work?
• An economist studied popular finance tips. Some might be leading you astray

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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