With Buy Now Pay Later, aka Pay in 4, refunds are a problem, and now Apple Pay offers it. Clark’s warning about this payment method and how to protect yourself. Also - Over 100 million Americans are burdened with medical debt. Learn how this happened, how the hospital monopoly game is played - and what your options are to avoid being crushed by medical debt. 

• Pay In 4 - New Warnings: Segment 1
• Ask Clark: Segment 2
• Avoid Medical Debt: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Can You Use a Credit Card on Venmo?
• 7 Things To Know About the Venmo Credit Card
• Best 529 College Savings Plans By State
• What's the Best Setting for Your Thermostat During the Summer?
• 7 Easy Ways To Lower Your Heating Bill

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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