Employers have outsourced companies to handle pay advances, many of which charge junk fees. Dave is a payroll advance company that asks for voluntary tips, equivalent to paying interest. These advances can lead to a deficit spending habit. Clark offers a better way. Also, the fight to limit robocalls is showing signs of working, so scammers are moving to messaging to get at your money. What to look out for. 

• Perils of Payroll Advances: Segment 1
• Ask Clark: Segment 2
• Robocalls & Messaging Scams: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• How to Find and Claim Missing Money in Your Name
• 23 Ways To Save Money on Gas
• A Simple Way To Help Your Kid Build Credit
• How Does Afterpay Work?
• Why 'Buy Now, Pay Later' Worries Clark Howard

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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