Survey Says: The number 1 type identity theft is credit card fraud. Clark smart <a href="https://clark.com/credit-cards/virtual-credit-card-numbers/">strategies</a> to <a href="https://clark.com/shopping-retail/shop-safely-online/">protect your wallet</a> when holiday shopping online. // The concert business has been in turmoil since the pandemic began. Events were postponed overwhelmingly to avoid the paying of refunds. Meet a <a href="https://www.wsj.com/articles/seatgeek-gives-ticket-holders-the-option-to-return-their-tickets-for-a-credit-11633341601?mod=itp_wsj&amp;ru=yahoo">ticket seller</a> with better options. \\Ask Clark topics include: <a href="https://clark.com/homes-real-estate/how-to-sell-your-house-by-owner/">How to sell your house by owner - Clark Howard</a> / <a href="https://clark.com/story/power-of-compound-interest/">The power of compound interest: Earlier you save the better</a> / <a href="https://clark.com/family-lifestyle/wills-funerals/">Wills &amp; Funerals</a> \\ Want more money advice? Sign up for <a href="https://clark.com/newsletters/">Clark’s free daily newsletter</a>!<a href="https://clark.com/about-consumer-action-center/">Free Advice: Clark's Consumer Action Center</a> Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

12.02.21  Save on Winter Heating Bills  /  WARNING: Cashing Out Home Equity.

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

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