Robocalls may have started declining due to number verification to thwart spoofing. So crooks are moving on to <a href="https://www.cnet.com/tech/mobile/getting-more-spam-text-messages-how-to-avoid-and-report-the-latest-schemes/?ftag=CAD-04-10aae4g&amp;bhid=29976886673216821037313760239907&amp;mid=13524742&amp;cid=2413157473">text scams</a>. These are coming at you fast and furious. <a href="https://clark.com/scams-rip-offs/spam-text-messages/">What to look for</a> so you don’t download a virus. // Are you feeling <a href="https://www.nytimes.com/2021/08/14/business/dealbook/vacation-burnout.html?smid=em-share">burned out</a> at your job? More than half of workers don’t take all their PTO. What!? Clark’s annual plea for your good health, happiness AND better productivity at work.Ask Clark topics include: <a href="https://clark.com/insurance/health-insurance/health-savings-account/">What Is an HSA Account</a> / <a href="https://clark.com/personal-finance-credit/investing-retirement/index-funds/">Index Funds</a> / <a href="https://clark.com/technology/zelle-alternatives-apple-pay/">Is Apple Pay a Safe Alternative to Zelle?</a> / <a href="https://clark.com/travel/how-to-plan-trip/">How to Plan a Trip: Clark’s Best Travel Tips to Save Money</a> \\Want more money advice? Sign up for <a href="https://clark.com/newsletters/">Clark’s free daily newsletter</a>!<a href="https://clark.com/about-consumer-action-center/">Free Advice: Clark's Consumer Action Center</a> Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

11.04.21  The Not O’K-economy’ Continues - Clark Smart Direction  // Dealing with Debt Collection.

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Podtrac