Show notes
(Disclaimer: Click 'more' to see ad disclosure)Hey there, points people! Today, I'm chatting with John from @JohnsFinanceTips.John, gives his story how he went from a college student leveraging 0% APR credit cards to becoming a full-time content creator. We discuss the nuances of the credit card ladder, starting from secured and student cards for beginners, moving to mid-tier cards like Chase Sapphire Preferred, and scaling up to premium cards offering extensive travel perks. John emphasizes the importance of aligning your credit card choices accordingly to maximize rewards for whatever your situation may be.John and I also explore the upper echelons of credit card tiers, where annual fees skyrocket, but so do the luxury benefits. We delve into the elusive realm of ultra-premium cards like the American Express Black Card and the JP Morgan Reserve, discussing their high barriers to entry and the exclusivity they offer. John shares his philosophy on credit card points - to earn and burn - stressing on the importance of utilizing points before they devalue. He also sheds light on the importance of being aware of your 5/24 status and strategically planning credit card applications. For those diving deeper into the world of points and miles, consider the Chase Sapphire Preferred Card. It's a staple for seasoned and new travelers alike.Remember, if you decide to apply for the Chase Sapphire Preferred or any other card, never apply directly through Google – always use a friend or creator’s referral link.If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations !And we have the links to the Chase Sapphire Preferred and the free consultation form for you in the show notes as well. And now, on with the show!➤ Check out the Chase Sapphire Preferred Card HERE➤ Waitlist for The Points AcceleratorTimestamps:==➤ You can find John on Instagram➤ You can find Julia through her Free Course (includes hotel upgrade email template) | Instagram | Credit Card Links | Patreon | YouTube➤ Sign up for the newsletter for exclusive access to free coaching calls!➤ Ask me a question or request a free award search tutorial HERE!Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.