friends on FIRE
friends on FIRE
friends on FIRE
#147 | How to save on your cell phone bill
35 minutes Posted May 2, 2022 at 4:05 am.
0:00
35:14
Download MP3
Show notes

The average person is paying $60-100 a month for a cell phone plan, but in reality, we think that’s way too much!  Most people can get solid and reliable coverage for $25-40 a month. This is our advice for what to consider as you research and explore new cell phone plan options.  

Do your research and decide what you need:

  • Where do you live, and who has good coverage?  These days all carriers tend to have excellent coverage.  
  • How much data do you need? For example, unlimited data usage versus are you OK with a cap on your data usage. 
  • What type of phone do you have or need?  
  • How many lines do you need? 

Pre-paid plans vs. traditional cell phone bills 

  • Almost all carriers have cheaper plan options if you go with a “pre-paid” plan.  We explain what these plans are and why they cost less.

Some of the best low-cost cell carriers out there

  • Their offers are constantly changing, so when you’re ready to look into things, you need to go and see who’s offering what.  Even if we made a massive spreadsheet highlighting and comparing them all, someone’s would change next month.  
  • Consider offer stacking.  For example, you can sign-up through Rakuten for cashback or a sign-up bonus using a friend's referral link.  
  • The best discount companies we have found include Visible, Cricket Wireless, Mint Mobile, GoogleFI, Tello, and pre-paid plan options with any of the big networks like Verizon and AT&T.

Approaches for traveling internationally

  • Pick up a local SIM card or rent a wifi hot spot while traveling. 
  • You can buy international time/packages through many previously mentioned carriers, but they can get quite pricey. So if you go this route, manage your data usage proactively while traveling!

Top 3 takeaways:

  1. You're likely paying too much if you’re paying more than $40 a month for your cell phone plan.
  2. Do a little bit of research or accept someone else’s research and make a change to save money today.  
  3. Don’t get sucked into clever marketing. Generally speaking, cell phone plans are a commodity product, and you’ll get the same service from everyone.

Show References:

---

Follow friends on FIRE

Twitter

Instagram

Facebook

LinkedIn

Leave us a voicemail or text us: 404-981-3370

eMail us at:  friendsonfiremm@gmail.com

Visit our website: www.friendsonfire.org

---

Other Links

Maggie’s Blog: Mostly Minimal Life

Mike’s Book: Your New Relationship with Money