Reader feedback: Nick's confession time Related post on product changing Capital One cards: https://frequentmiler.boardingarea.com/capital-one-product-change-dilemma/ 9:44 What crazy thing did Citi do this week? https://frequentmiler.boardingarea.com/someone-in-ihg-marketing-was-having-a-laugh/ 17:02 Mattress Running the Numbers: Is it worth transferring Ultimate Rewards to IHG for easy elite status?  https://frequentmiler.boardingarea.com/top-tier-status-via-chases-ihg-transfer-bonus/ 29:05 Main event: Do credit card category bonuses matter much? https://frequentmiler.boardingarea.com/nicks-wallet-completely-revamped-in-6-months/ 47:20 Post Roast 54:33 Question of the Week: When does it make sense to diversify into a third currency? Should this reader go after ThankYou points? Don't forget to like and subscribe!Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com.