If your New Year’s financial resolutions already feel shaky, you might be sabotaging yourself without even realizing it. In this episode, I’m breaking down the three biggest ways people wreck their money goals before January is even over, from setting vague, emotionally disconnected goals to falling into an all-or-nothing mindset and failing to track progress. This is the first episode in our brand-new Personal Finance Cheat Sheet series, and I’m giving you practical, realistic tools to finally follow through in 2026 — without burnout, perfectionism, or shame. Not sure where to start on your financial journey? Take our FREE quiz and get your personalized money plan: ⁠https://herfirst100k.com/ffpod⁠Science Backed Goal Setting Episode: https://play.megaphone.fm/vtgw675btq6fuky50hmoegLearn more about your ad choices. Visit megaphone.fm/adchoices