How people buy cosmetics is changing. Crain's retail reporter Ally Marotti talks with host Amy Guth about how Chicago-based Ulta is trying to keep up.Plus: Northwestern to keep bankrolling research despite $790 million federal funding freeze, Lincoln Yards lender "as patient as we need to be" on stalled megaproject, FDA's baby formula research in Illinois gutted after RFK Jr. safety pledge and the tariff-fueled market retreat cost Chicago's pensions $1 billion.